Park Cities Lending, Inc.
Your Home. Your Terms. Your Lender.
We're a full-service mortgage company in Texas offering personalized financing — from FHA and VA to jumbo and investment loans. Education first, always.
The Process
Four Steps to Your New Home
Step 01
Apply
Complete a quick application online or with one of our loan officers.
Step 02
Review
We analyze your financials and match you with the ideal loan program.
Step 03
Approve
Get your approval and lock in your rate with confidence.
Step 04
Close
Sign the paperwork, get your keys, and move into your new home.
Why Homeownership
More Than a Mortgage — It's Your Future
- Build lasting wealth through homeownership
- Lock in stable, predictable housing costs
- Create a space that's truly yours
- Invest in your family's future
Run the Numbers
Estimate payments, compare loan types, check what you can afford, and weigh renting versus buying — all in one tool.
Financing Options
A Loan for Every Situation
From your first home to your next investment, we have the right program to fit your needs.
Fixed Rate
Steady payments you can count on, year after year.
FHA
Flexible qualification with as little as 3.5% down.
VA
Exclusive zero-down financing for those who served.
USDA
Full financing available in qualifying areas.
Jumbo
Tailored solutions for higher-value properties.
Refinance
Reduce your rate or unlock your home's equity.
Client Stories
Trusted by Texas Homeowners
"Park Cities Lending made our first home purchase completely stress-free. They walked us through every option and found a rate we didn't think was possible."
"After being turned down by two other lenders, Park Cities found a solution that worked for our situation. They truly specialize in closing loans others can't."
"The refinance process was seamless. From the initial call to closing, the communication was exceptional. We're saving over $400 a month now."
Let's Talk
Share Your Goals With Us
Whether you're buying your first home or you're a seasoned investor, having the right mortgage team makes all the difference. We're here to listen, advise, and deliver.
Answer a few quick questions and we'll reach out to discuss your options — no commitment required.
What's your objective?
Select one to get started.
Our Team
Real People, Real Guidance
Park Cities Lending was founded on a simple promise: honest advice and clear communication at every stage. Our experienced team works alongside you — not around you — to navigate the mortgage process with confidence.
Get in Touch
Questions? We're a Call Away
Whether you're ready to apply or just starting to explore, our team is here to talk through your options — no pressure, no obligations.
Ready to take the next step?