Terms of Service
Effective Date: January 8, 2026
These Terms of Service (“Terms”) govern your access to and use of the website lendingpc.com (the “Site”), operated by Park Cities Lending (“we,” “us,” “our”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1) Use of the Site
You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:
misuse the Site or attempt to gain unauthorized access to any systems or data;
interfere with or disrupt the Site (including by introducing malware);
use automated means (bots/scrapers) to access the Site in a way that harms performance or violates applicable law.
2) No Mortgage Advice / No Commitment to Lend
Content on this Site is provided for general informational purposes only and may not reflect your specific situation. Nothing on the Site constitutes financial, legal, or tax advice.
Any rates, programs, payment examples, or loan scenarios are estimates and are not a commitment to lend. All loans are subject to credit approval, underwriting, and applicable program guidelines. Terms and availability may change without notice.
3) Applications, Forms, and Submissions
If the Site allows you to submit forms, upload information, request quotes, or start an application, you agree that:
the information you provide is accurate and you have the right to provide it;
you will not submit unlawful, harmful, or misleading content;
we may contact you regarding your request using the contact information you provide.
4) Third-Party Services and Links
The Site may link to third-party websites or services (for example, application platforms, calculators, scheduling tools, video platforms, or analytics tools). We do not control those third parties and are not responsible for their content, policies, or practices. Your use of third-party services is at your own risk and subject to their terms.
5) Intellectual Property
The Site and its content (text, graphics, logos, design, and other materials) are owned by or licensed to us and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from the Site content without our prior written consent, except for normal web browsing and personal, non-commercial use.
6) Disclaimer of Warranties
THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
7) Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PARK CITIES LENDING WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE.
8) Indemnification
You agree to defend, indemnify, and hold harmless Park Cities Lending from and against any claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your violation of these Terms or your misuse of the Site.
9) Privacy
Your use of the Site is also subject to our Privacy Notice/Policy. Please review it to understand how we collect and use information.
10) Changes to These Terms
We may update these Terms from time to time. The “Effective Date” above reflects the latest version. By continuing to use the Site after changes are posted, you agree to the updated Terms.
11) Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.
12) Contact Us
If you have questions about these Terms, contact us:
Park Cities Lending
1055 Equestrian Drive, Rockwall, TX 75032
(214) 336-9222
Email: info@lendingpc.com
